Wednesday, September 26, 2018

High-Risk Merchant Account for SEO Industries

If you are offering digital marketing services, you have come to the right place. Online marketing services such as SEO, SMO, SMM, website design, and development are businesses where a merchant account is a prime necessity.


Of course, it’s a digital age and you can’t tell your clients to send you a cheque. It will surely be a stunner for your client. Even you will think twice before putting alternatives in case you can’t accept payment online. So, it is crucial to make use of all the payment accepting ways so that things can go smooth. And, your clients can stay happy and satisfied.

Who Requests a High-Risk Merchant Account?

SEO / SEM and Web Development organizations are commonly categorized as high risk in the credit card processing business. In fact, the label high risk applies to any business with one or more of the following characteristics:

  • A history of high chargebacks,
  • Irregular very high-ticket sales,
  • In an industry that US sponsor banks and processors are unwilling to support,
  • Highly regulated industry,
  • An industry with long delays between billing and delivery of the good or service, or
  • An industry that relies upon recurring billing, free trials, or memberships, or

With respect to web development, SEO, and SEM businesses, typically they have large ticket sizes (aka large average transactions), they have a significant delay between billing and delivery of the good or service, and as a general rule, most US sponsor banks are unwilling to write these businesses. For those reasons, SEM, SEO, and Web Design / Development businesses are almost universally characterized as high-risk businesses, meaning they need a High-Risk Merchant Account.

Familiar with Online Marketing Industry

While any business involved in web marketing is an appropriate fit for our High-Risk Merchant Account, startup and existing businesses in the following sub-industries are some of our most common clients:

  • Search Engine Optimization
  • Search Engine Marketing
  • Email Marketing
  • Website Design
  • Template Design
  • Web Development
  • Software Development
  • Mobile & Desktop App Development

Contact us to start an SEO Merchant Account with Merchant Stronghold in as little as 48 hours!

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