Showing posts with label high risk merchant. Show all posts
Showing posts with label high risk merchant. Show all posts

Tuesday, July 9, 2019

Expand Your eCommerce Business Globally

Study your Targeted Market
If you are just starting out then put a few items on the sale. Do not rely on commerce entirely. Focus on the main business first and then slowly move towards e-commerce. Starting small can help you understand your market very well.


Here are the key points to know about your Target Market.
  • Start slowly with E-commerce Business. Put your prime focus on the main business at all times
  • Take notes from your small start and point out the fields where you need to work first.
  • Mark out the countries where your business can flourish.
  • Target the countries with better economy and study their business norms.
  • Learn about the customers and what they are looking for in your product.

Consider Various Payment Methods for your E-commerce Business

If you are dealing in different countries then your business will surely include foreign currency. And to avoid any conflicts in the future, you need to normalize the price of your product to match the demands of the customer from different countries.
  • Sometimes, the customer likes a specific product but does not purchase it. Simply because their preferred payment method is not available.
  • It is ideal to use the local currency to get revenue from a specific country.
  • If you are not ready to deal with a different currency then make sure to give the currency conversion option so the customers can see what they’re paying.
  • Choosing the right payment provider for your overseas transaction can be a tricky job.
  • While choosing the payment processor, make the security of the transaction your priority.

Plan your Big Entry

Start Small on Existing Market Place
You can start small with the existing e-commerce platform like eBay. As we discussed, a small start can be ideal for a business that is just entering the E-commerce platform. Moreover, starting small gives you plenty of time while making a transition from store business to e-commerce.



  • Small start allows you to test your product online.
  • Also, you get the appropriate amount of time to focus on your main business.
  • Choose a popular marketplace for your E-commerce Business for International Sales.
  • Get more information visit website ask our experts team.

Thursday, July 4, 2019

Get Merchant Bank Account for Settlement Payment Card Transactions

You can open a Business Bank Account anytime just by visiting the nearest branch. It takes hardly a few minutes to open a merchant bank account if your documents are ready and appropriate.


Even if you are the sole proprietor of the business, you need to create a Business Bank Account.
Now, your business transaction can be carried out using this bank account.
All you need is your merchant license or business license and EIN (Employer Identification Number).
Also, make sure you keep a certain amount in the account for processing fees and software fees.

How to Get the Business License?

The business license is a permit from the government or the responsible organization that allows you to sell goods and services. Depending on your geographical location, you can get a business license by providing the required documents.

  • You need to provide the documents that validate your business.
  • An underwriting and review of the business also need to be submitted.
  • Also, provide details of your standing business.
  • Then after the completion of the formalities, you can get your Business License and Business License Number.
  • These business licenses generally have the expiration date. You may be required to renew the license to continue the business.

Choose for Online Application for Merchant Bank Account

The procedure for opening the Merchant Bank Account becomes very easy by using the online method. You can apply for the merchant account from the web portal and open merchant bank account.

You will be asked to enter your business and company details.
Then your valid business license number will be asked.
You have to provide documents asked by the bank.
And within a few hours, you will be ready with the merchant bank account.

If you are looking for the best merchant account provider? Wait & Meet! Merchant Stronghold. We provides merchant services globally. Today Contact @ http://bit.ly/2VnGCle

Thursday, June 6, 2019

Get High Risk Payment Gateway Services For Your Online Businesses

Each customer that moves to the check-out area of a merchant’s site must experience a seamless, error-free experience. If a problem occurs during a check-out, a merchant can likely kiss that transaction goodbye. Too many experiences like this add up to a lot of lost sales. A high-risk payment gateway, like the ones offered by Merchant Stronghold, helps ensure check-out processes are flawless.


Businesses that already have merchant accounts can apply to Merchant Stronghold for a high-risk payment gateway. Those that wish to apply for a merchant account and a high-risk payment gateway can begin the process today by filling out Merchant Stronghold’s quick and easy online application. There are no guarantees, but Merchant Stronghold promises an open and honest application process. Merchants can be approved in as little as 24 hours. Fraud protection tools and all day, everyday customer support also is provided. Most importantly, payment gateways are PCI compliant.

Merchants Have Three Basic Needs For an Online Payment Gateway

The first is security and anti-fraud protection. Protecting your business and protecting your customers is a cornerstone of a successful business. Once incident can wreck your potential and reputation.

The second need is for the payment gateway to be user-friendly. Not only does it need to seamlessly integrate into your website and merchant account but it needs to be customer-friendly so that your customers do not become frustrated and give up on buying your products.

Lastly, you have to find the best rates. Business-friendly rates regarding transaction volume and transaction fees can make or break your margins. Finding the right balance of security and financial acuity is critical for any payment gateway.

Documents needed when applying for a high-risk payment gateway

A valid, government-issued ID, such as a driver’s license or passport
A merchant account
A secure, working website with terms and conditions
Three months of the most recent bank statements
Three months of the most recent processing statements, if applicable
SSN (Social Security Number) or EIN (Employer Identification Number)

Get high-risk online payment gateway services from Merchant Stronghold for businesses that sell the following products and services:

Adult entertainment and novelties
Auto accessories and parts
Tech support
Luxury goods and services, such as private planes and travel
Adult entertainment and novelties
Auto accessories and parts
MLM and direct sales
Collectibles and antiques
Designer Fashions
E-cigarettes

Tuesday, April 2, 2019

Downtime in a Payment Gateway and Backup Options

Payment Gateway Outages: The customer becomes very insecure when it comes to the payment and methods of payment he uses. Whenever there is an error message or delay in payment, the chances of the customer staying on the website becomes little.


The various merchants use different types of backups for downtime errors whenever the customer is trying to make a payment. Nowadays, technology has advanced and made payment system much easier and convenient, however, it is still important to avoid errors.

What an outage can do?

  • An outage can lose your payment.
  • An outage can lose your rating and productivity.
  • An outage can lose your customer.
  • An outage can reduce your company’s credibility.

The usage of the Internet and electronic payment, net-banking, etc. is very much trusted nowadays. Naturally, the payment gateway, which you have provided to the customer for processing the payment, may experience a technical glitch. But when there is a problem there is a way.

SOME SOLUTIONS ARE:

Increase reconciliation: Increase accounting and reconciliation so that when the outage occurs, you can provide your customers with the correct status.
Infrastructure: you can enhance the infrastructure and hardware resources of the tool.
Safe fallback option: Provide different types of payment method options such as Credit cards, ACH EFT, etc. to your customers so that they do not doubt you.

Yet speaking for all these issues and their respective solutions, we still face unintended problems somewhere or the other. Even if all would be good there could still be an issue from the customer’s end. The problems are unending but it is just a matter of customer handling and acquisition. One can just be the best in the business with ethical practices and by adopting a healthy way to handle the business.

Wednesday, September 26, 2018

High-Risk Merchant Account for SEO Industries

If you are offering digital marketing services, you have come to the right place. Online marketing services such as SEO, SMO, SMM, website design, and development are businesses where a merchant account is a prime necessity.


Of course, it’s a digital age and you can’t tell your clients to send you a cheque. It will surely be a stunner for your client. Even you will think twice before putting alternatives in case you can’t accept payment online. So, it is crucial to make use of all the payment accepting ways so that things can go smooth. And, your clients can stay happy and satisfied.

Who Requests a High-Risk Merchant Account?

SEO / SEM and Web Development organizations are commonly categorized as high risk in the credit card processing business. In fact, the label high risk applies to any business with one or more of the following characteristics:

  • A history of high chargebacks,
  • Irregular very high-ticket sales,
  • In an industry that US sponsor banks and processors are unwilling to support,
  • Highly regulated industry,
  • An industry with long delays between billing and delivery of the good or service, or
  • An industry that relies upon recurring billing, free trials, or memberships, or

With respect to web development, SEO, and SEM businesses, typically they have large ticket sizes (aka large average transactions), they have a significant delay between billing and delivery of the good or service, and as a general rule, most US sponsor banks are unwilling to write these businesses. For those reasons, SEM, SEO, and Web Design / Development businesses are almost universally characterized as high-risk businesses, meaning they need a High-Risk Merchant Account.

Familiar with Online Marketing Industry

While any business involved in web marketing is an appropriate fit for our High-Risk Merchant Account, startup and existing businesses in the following sub-industries are some of our most common clients:

  • Search Engine Optimization
  • Search Engine Marketing
  • Email Marketing
  • Website Design
  • Template Design
  • Web Development
  • Software Development
  • Mobile & Desktop App Development

Contact us to start an SEO Merchant Account with Merchant Stronghold in as little as 48 hours!

Monday, September 3, 2018

Tips On Choosing The Best Credit Card Processing Company

The following ԛuеѕtiоnѕ соvеr ѕоmе оf thе big areas of соnѕidеrаtiоn аѕ уоu dесidе.

Arе Thеу Cоmраtiblе with Yоur Business Nееdѕ?

First thing'ѕ first. Yоu nееd to knоw if уоur сrеdit саrd рrосеѕѕing organization оffеrѕ what уоur business nееdѕ. Alternatives аrе еvеrуwhеrе today. Diffеrеnt choices unravel fоr diffеrеnt needs. Sо what's your buѕinеѕѕ—еCоmmеrсе wеb ѕitе, block аnd mortar store, lаrgе business, little buѕinеѕѕ or ѕоmеthing in bеtwееn? Lооk for a сrеdit card preparing соmраnу whоѕе mеrсhаnt accounts, ѕеrviсеѕ, and ѕоlutiоnѕ, are tаilоrеd to уоur ѕресifiс business type. Whеthеr you're a basic need ѕtоrе, рhаrmасу оr eatery or аn еCоmmеrсе ѕtаrt-uр or nоn-рrоfit, уоur сrеdit саrd рrосеѕѕing соmраnу ѕhоuld fulfill уоur nееdѕ.

Hоw Muсh Dоеѕ it Cost?

Onе оf the grеаtеѕt advantages a credit card processing соmраnу саn offer you iѕ thе option to саnсеl whеn уоu nееd to withоut еаrlу termination оr ѕimilаr fееѕ. Comprehend what you'll be рауing for рrосеѕѕing services аnd what уоu саn еxресt for ѕеrviсе асrоѕѕ the term оf your agreement. Be саrеful аbоut оffеrѕ thаt lооk tоо great tо bе genuine. Get an unmistakable undеrѕtаnding оf what fееѕ уоu'll bе рауing and fоr what ѕеrviсеѕ and solutions.

Hоw long will it take tо set up?

It ought to bе simple fоr you аnd уоur workers tо ѕеt up thе рrосеѕѕing tесhnоlоgу. Find оut hоw long the рауmеnt рrосеѕѕоr will tаkе tо set uр your record and inѕtаll the equipment so you саn рlаn accordingly. On the off chance that it ѕееmѕ like it may be a confused tаѕk, ensure the рrосеѕѕоr can рrоvidе some help.

Whаt is the acknowledged рауmеnt tуреѕ? 

On the off chance that уоu run a rеtаil buѕinеѕѕ, уоu may wаnt to make ѕurе thе nеw рауmеntѕ рrосеѕѕоr accepts all mаjоr credit аnd dеbit cards so you dоn't hаvе tо turn away any сuѕtоmеrѕ — after аll, whаt'ѕ wоrѕе thаn thаt? Yоu may аlѕо wаnt a system thаt ассерtѕ prepaid саrdѕ and gift саrdѕ, оr аn electronic benefit trаnѕfеr, оr EBT, dереnding оn whаt type оf buѕinеѕѕ уоu work.

If your searching credit card processing company. You’re in the right place. We are providing credit card processing services for all type of businesses. You can on our services pages and contact us for more information – Credit Card Processing Provider

Sunday, August 5, 2018

Merchant Account Requirements in the United States

For merchants in the United States, we have listed the requirements of the account application that can help them to be ready with all sorts of documents that will help them to apply with correct documents while filling the merchant account application form:


All the merchants who are based in the U.S. they need to provide the general requirements that are listed below that will help the merchant to prove that she/he is a legal resident of the United States:

Registered business name in the U.S.: The merchant account applicant must be legally incorporated in the U.S. or at least merchant registered its business with the local governance that could give them “Doing Business As” name (DBA).

S. bank account: The merchant should have a running U.S bank account, in which the merchant will get the funds of their transfers deposited.

The physical address of the merchant: A merchant must have a physical presence that is an address of living or doing business that can be verified.

The above document will help a merchant to show their legal presence in the United States, if a merchant has the above necessary proofs, they can apply in the bank for a merchant account that can help them to collect payment through credit cards.

Now for filing the application for merchant account the documents will vary with the businesses risk volume, that is categorized with the dependence of these factors including nature of the business, monthly processing, previous processing experience, etc. Although, the basic things a merchant needs to fulfill while applying for the account is:

Application Form: The application form that will collect the basic information of the business and applicant. The information includes the physical address, Tax ID, average sales, bank account details, web address, phone number, etc. There is an advance pricing agreement that is regarding the pricing of the products.

Business license: The applicant’s business requires any kind of permit before being sold; the applicant needs to provide the appropriate license copy at the time of application.

Incorporation proofs: if the applicant claims that their business has the existence all over the world, then there is a requirement of providing/submitting the copy of
incorporation paperwork, that proves that business is illegible to collect payment from around the world.

Voided check
W-9 form
Personal guarantee

Other than the document, the businesses that are listed in higher risk categories need to provide these additional details about their business:

Business financial statements: Normally the details of last years of business transactions are required.

Personal financial statements: Again, the details of the last two years of personal account details.

Processing details: If the business has previously accepted the card payments, then at least of last three month of processing of payment details needs to be shared with the processor.
If you are looking for Merchant Account Services in USA. You're in the right place. Merchant Stronghold providing in low rate best Merchant Services in USA .

Friday, August 3, 2018

How Do You Get Off the TMF/Match List?

Match List of Merchant Accounts

It is true, but there is such a thing as a merchant account blacklist. It’s actually known as the MATCH list or “Terminated Merchant File,” (TMF for short). The Terminated Merchant File is a shared online list among processors and acts as a blacklist scrubber, where merchants with high-risk accounts or excessive chargebacks [www.chargebacksecurity.com] and/or terminated for violation of agreement are put on the list and prevented from opening an account with a different credit card processor.


Few Reasons - Merchants could be put on it Match list
  • Excessive Refunds and Declines
  • Illegal-Product or Advertisement
  • Merchant Collusion
  • Fraud
  • Adult or Porn or Escort Endorsement
  • Violation of Terms of Merchant Agreement
  • Excessive Chargebacks
  • Terrorist Activity
  • Money Laundering
  • Wrong MCC code Service/Product
  • PCI Data Security Standard Noncompliance
  • Identity Theft
  • Bankruptcy/Liquidation/Insolvency

By far the most common reason for termination amongst Trial Continuity and Subscription Type of Business, The merchant deposited sales that were not authorized by cardholders; most typically in a card not the present environment with recurring charges.

Why Put the Merchant on the Match List - How do to get Off

Merchant’s - Merchant Acquiring Bank. In order to get off the MATCH list, the acquire who put you on it is the only one who can remove you. Merchants are placed on this list because they were found to have violated their credit card processing agreement at some time. Due to this breach, these merchants had been terminated from being allowed to have a merchant account. The master match list is used as a screening tool by other credit card processing companies to see whether or not a business is suitable for a merchant account. Being on this list raises a red flag to merchant processing companies that this company applying for the account may be a high risk.

It is not impossible to get a merchant account if you’re on the MATCH list. Please contact Merchant Stronghold at 1-888-622-6875 and we can find out if you’re eligible for a merchant account and how to help you get off the TMF / Match List.

Wednesday, July 25, 2018

Online Payment Gateway for E-commerce Businesses

The response for "how to get the entrance of online payment gateway and accept Visa, MasterCard, American Express and Discover" in basic words is, the business needs to set up a Merchant Account. Be that as it may, this doesn't just only solution as Merchant Account, is only the service that is given by the banks that will help to accept the electronic mode of payment. Businesses can choose between the elaborate array of collections banks from across the world have ACH, Check Processing, Credit Card Acceptance, Point of Sale System, etc.

The choice of services sometimes creates a lot of confusion for business owners to choose the perfect services according to their business type and what are the exact requirements for the application of the Merchant Account. For the ease of business owners Merchant Stronghold, with their industrial experiences can help them to choose from the perfect option according to their business. For the application of Merchant Account, the business owners need few of the basic documents:
  • Articles of Incorporation of the business, Tax documents etc., Fictitious filings etc.
  • A letter that is specified with the details and nature of the business, Fulfillment Agreements, DBAs etc.
  • Address and ID proof of the owner(s). If the physical address of the business exists the proof of that also needs to be attached with the application. Utility Bill and Passport recommended.
  • Personal and/or Business Bank Statements, Tax returns are important. This provides financial strength and stability to the business.

Merchant Stronghold can help businesses to establish the Merchant Account and provide a gateway terminal to accept payments across the world. One thing that comes while collecting the payment of through electronic methods is the customers have the right to dispute the transaction if they are not satisfied with the merchant’s service they directly contact to the bank for the amount that the customer paid for the product or service that leads to Chargeback. Merchant Stronghold will help businesses to fight such situations with all the legal documentation about which businesses many times are unaware.

Merchant Stronghold works with all kind of business, retail to high risk. Nutraceutical Trial, Continuity Subscription, Credit Repair, Debt Relief, Adult Porn Subscription and Tech Support. Start your eCommerce business with Stronghold today!